Hello Captain Obvious

I'll be the first to admit that growing up can become overwhelming, if not outright scary, sometimes. There's something about learning how to balance relationships and money and knowing what's right or what's wrong that can just be a little too much sometimes. However, I'm enjoying the ride to adulthood. Especially when I get letters from important people - like my credit card carrier - that are hilarious.

My credit card provider decided to write me a letter in snail mail about this "Important Account Price Change Notification". I was a little worried that this would effect me. It doesn't. They're raising prices on...

-APR on cash advances (I don't do cash advances.)
-APR on any balances that have a penalty rate because of a late payment (I don't ever pay late.)
-the late fee

The best part is after they say "We are increasing the late fee" they say:
"Please remember that you can avoid late fees by paying on time."
Well, hello Captain Obvious!
I'm really sad if people actually don't understand the logic of how to avoid a late fee. But it makes me happy to know I may be pretty naive about some "grown up" stuff. But at least I get how to avoid late fees.

That's So Shway

Dave Egger's new book, Zeitoun, is awesome.
It really explains the horror of what went on during Hurricane Katrina in New Orleans.
Go buy it. That is all.